Shopping for the perfect engagement ring for the love of your life is a scary challenge, regardless of whether you see yourself as a die-hard romantic or not. An engagement ring symbolizes your everlasting love for each other, and it’s something that will bond the two of you together for the rest of your lives. While your partner will love you no matter which ring you purchase, it’s still an immense amount of pressure to put yourself through.
It’s not just the emotional aspect of shopping for an engagement ring that makes it such a fear-inducing task. Engagement rings are by no means an inexpensive item, with the majority costing anywhere from a few hundred dollars. As for the pricier end of the spectrum, you’re looking at upwards of tens of thousands of dollars. Essentially, it’s one of the biggest purchases a person will ever make.
If you don’t have a clue where to start, finding the right one can seem like a monumental problem to solve, so in order to get the ball rolling, we decided to list our top five things to consider when shopping for an engagement ring. Take these tips to heart, and you’ll be far more likely to find the engagement ring of your partner’s dreams.
Before diving into the specifics of the ring itself, you’ll want to think about your budget. Unless you are extremely well-off and don’t need to worry about budgeting for your engagement ring purchase, chances are, you will have to figure out exactly how much you can spend.
Engagement rings are not exactly cheap. However, they are an investment in the future with your beloved partner. With that being said, it’s still a massive amount of money to be paid out of pocket for something so small. And so, it’s not really worth inflicting financial stress on yourself to buy the perfect ring. If you have to remortgage the house to afford it, it’s probably not the best idea to go with that particular choice.
Her Style and Lifestyle
When purchasing an engagement ring, it’s always beneficial to understand your wife-to-be’s style and fashion. Don’t forget, she will be wearing that ring for the rest of her life, so it needs to be something that is congruent with her own sense of style.
Chances are, you already know enough about your fiancée to at least understand what sort of style she prefers. If you don’t, it’s probably time to start paying more attention.
Her lifestyle also plays a big part in your decision. What sort of activities does she like to take part in? Is she a hands-on kind of girl who often works with her hands? Is she an active girl who enjoys rigorous exercise routines? Whatever the case may be, you should always keep her lifestyle in mind when making your decision.
The Four C’s
Cut, Color, Carat and Clarity. These are the four C’s that determine an engagement ring’s quality. We don’t expect you to understand anything about either of these things and, to be honest, you don’t have to, but it’s always handy to know that they are important enough to discuss with the jeweler where you’ll be buying the ring.
Ask your jeweler to explain the four C’s in more detail, then use your budget to help determine what sort of quality you can expect for your price point.
Her Ring Size
This one is absolutely crucial. If you are buying a basic, all-metal ring for your future wife, purchasing the wrong ring size shouldn’t be too much of a problem as the sizing is easily altered. However, since resizing a ring changes its structure, it becomes harder and harder to adjust, so it’s crucial that you get the sizing right in the first place.
The ideal course of action would be to temporarily steal a ring that your partner wears quite often and take it to the jewelers to be sized. The second-best option would be to place a ring of hers onto your own finger, tracing a line where the ring fits. The jeweler will then use their sizing tools to determine the best ring size.
Don’t Forget Insurance
Insurance or a warranty policy is one of the smartest decisions you will ever make when purchasing something as expensive as an engagement ring. You wouldn’t purchase a house or a car without making sure the necessary protection was in place incase anything goes wrong, so why wouldn’t you do the same for an extremely expensive ring that is easily lost?
Consider choosing a jeweler who can offer a warranty on your purchase. If not, you can always contact your home insurance company to add the ring to your policy. It will increase the monthly insurance payments a tad bit, but it’s surely worth it.